Our Services

Wescom Central Credit Union acts as your mortgage fulfillment center, not the lender.

Mortgage loan requests are processed, funded and serviced in your credit union's name. You manage the member relationship by deciding which loans to keep in your portfolio and which ones to sell. Our loan programs are not limited to those that can be sold on the secondary markets. Best of all, we don't compete with you by offering loans to the general public through separate retail channels. You're our customer, and we only offer loans to credit union members.

We provide a complete menu of mortgage products, competitively priced and easy to understand. In keeping with our non-predatory lending policy, our mortgages will not challenge your members' ability to pay. We offer FNMA, FHLMC, FHA, VA, and Jumbo Mortgage products.

If your credit union has liquidity, Wescom Central Credit Union will help you design and implement a portfolio loan program. Even without liquidity, you can offer the best capital markets products at very competitive rates.

Wescom Central Credit Union produces a variety of marketing materials that are branded with your credit union's name.

Our account executives collaborate with you to design and produce high-impact marketing campaigns that promote your portfolio and secondary market mortgage programs.

We'll help you develop a full range of compelling marketing pieces including advertisements, web banners, detailed landing pages and other high quality marketing materials. With comprehensive materials, your members' awareness of your mortgage loan program offerings will be assured.

Wescom Central Credit Union provides its partners with the Accenture Mortgage Cadence web based loan origination system, available to your members 24/7.

There are no maintenance costs and you make no investment. Our leading edge technology is branded with your name and logo, giving you instant credibility with your members. This user-friendly interface allows your members to apply and get approved online, check rates and learn about mortgages from anywhere, anytime.

Want to know which of your members applied for a loan? Wescom Central Credit Union's loan origination system allows you a secure login to check on all of your loans and their status. With Wescom Central Credit Union's technology resources, our partners gain credibility with their members without having to add staff or make a large capital investment.

You and your regulators will want the assurance that your outsourced service provider meets the stringent security and controls outlined by auditors. Wescom Central Credit Union meets those standards.

By outsourcing your servicing to Wescom Central Credit Union, you can maintain your member relationships while minimizing your costs.

Outsourcing your mortgage loan servicing fixes your costs and identifies them in advance. Your credit union avoids the risks associated with complying with the myriad of state and federal guidelines governing disclosure and the collection of loan payments.

Wescom Central Credit Union services loans on the FICS loan servicing platform with a courteous and professional staff. Loans with impound accounts are no problem, and we'll ensure compliance with disclosure, analysis, remittance, tax and insurance payments, payoffs, forbearance, modifications, and reporting.

Your members receive loan servicing that meets credit union standards of service, enhancing your member retention and cross-selling opportunities. Members can make payments, view their balance, payment history, and more 24/7 from anywhere.